Citizens Advice: People with logbook loans are ‘overloaded’ with debt
Citizens Advice has today raised concerns that people taking out logbook loans are overloaded with debt, as new evidence reveals they have twice as many debts as other borrowers. The national charity analysed more than 23,000 cases of significant debt problems handled by bureaux between April and September 2013, 127 of which involved a log book loan (also known as bills of sale). The findings show, on average: Logbook loan debts were worth more than double that of payday loan debts (£2,500 compared to £1,000). People with logbook loans had a total of ten debts, including other forms of credit, that’s double the ... More
Get the Facts: Free School Meals
From September, every five, six and seven year old in England will receive a free school meal everyday. This is one of the most important changes in our education system for a generation. Free school meals will greatly improve the health, behaviour and results of schoolchildren, providing them with their best start in life, enabling every child to fulfil their potential. Have a look at the factsheet to see the benefits of school meals: FAQs Is it worth the money? At a time of continuing financial hardship, this policy will save families hundreds of pounds per child, every year. Free school meals help all pupils do better in ... More
Labour agrees to back Lib Dem proposals for free school meals
Over the weekend, Labour agreed to back the Lib Dem proposals for free school meals. After pressure from the party’s grass roots at the National Policy Forum, Labour agreed to endorse the policy which was announced by Nick Clegg last year. Free school meals are expected to benefit 1.5 million children between the ages of four and seven, greatly improving their health, behaviour and results. Thanks to Lib Dems in Government, the policy will take affect in September and will become one of the most important changes in our education system for a generation. Click here to find out more about free school meals.   ... More
Motorcycle safety campaign aim to make drivers THINK!
The ‘Didn’t See’ radio campaign has been launched by THINK! to encourage drivers to take longer to look for motorcyclists. A THINK! radio campaign has been launched to encourage drivers to take longer to look for motorcyclists after figures revealed that 30 bikers are killed or injured every day at junctions, Road Safety Minister Robert Goodwill has announced. Launching today (21 July 2014), the ‘Didn’t See’ campaign will run for 4 weeks on national radio with the aim of reducing the number of motorcyclist and driver collisions on our roads. Research for THINK! has shown that drivers believe the majority of motorcycle accidents ... More
Pension guidance can “bridge gap” between working and retiring
Citizens Advice has today said the Treasury has rightly recognised the need for independent and impartial advice as part of the pensions guidance guarantee. Chief Executive of Citizens Advice, Gillian Guy, said: “The right advice can safely bridge the gap between a lifetime’s work and a happy retirement. The Treasury has taken important steps with the Guidance Guarantee to ensure that people will have impartial help making the right choice for their pensions. “We know all too well how crucial it is that people can get advice in a way that suits them as individuals. With people facing increasingly complex and personal choices ... More
Humberside Police ask: Is your garden and outbuilding secure enough?
Humberside Police are urging people to be aware of shed, garage and garden security as they are often seen as a soft target for thieves looking for tools, recreation equipment or cycles. During the summer month many people spend time improving their garden, spend more time on recreation pursuits such golf or fishing and others take advantage of the improved weather and begin using their cycles more often. However, these are also items that offenders may want to steal as they are of a reasonably high value and can be sold on to other people. With this in mind police are urging people ... More
Farce of prime minister’s questions puts public off politics, says Nick Clegg
The Liberal Democrat Leader Nick Clegg yesterday, condemned the House of Commons for being “stuck in the past”, and said people are put off politics by the “farce” of prime minister’s questions. The Guardian reports: Nick Clegg appeared on Channel 4′s Sunday Brunch show, helping the hosts Tim Lovejoy and Simon Rimmer cook an avocado cake. The Lib Dems hoped to gain a boost from having Clegg take part in a show not known for having political guests. Asked about the weekly sessions of prime minister’s questions, Clegg said: “I think the whole thing has become a complete farce. “It might have had its time ... More
Tessa Munt: The Bedroom Tax needs to change
The following article from Liberal Democrat MP for Wells, Tessa Munt,on the controversial Bedroom Tax was published earlier this week in the Daily Mirror and on her own website. No party won the General Election in 2010, but the Conservatives received the largest number of votes from the British public, and 307 Tory MPs packed their bags to head for Westminster. 57 Lib Dems were elected at the same time, roughly a sixth of the number of Tories, so when we agreed to enter coalition to form a Government, we knew difficult decisions lay ahead. To sort out the country’s finances, lots of ... More
New rules to provide greater choice and more innovative pension products
New rules which would provide greater choice and more innovative pensions products, are expected to be announced this week. The coalition wants to encourage pension providers to develop new retirement income products that are tailored to the needs of the individual consumer and which offer more choice, freedom and flexibility.  On Monday (21 July), the government is expected to publish its response to the consultation ‘Freedom and Choice in Pensions’.   As part of its response the coalition is expected to announce changes to the tax rules that govern the pension products firms can sell. It is expected that the coalition will announce the following intentions: - To allow ... More
Grimsby man wanted for theft of charity boxes
Do you know who this man is? Police want to speak to him in connection with a theft from Poundland, Osbourne Street in Grimsby. On two separate incidents this man has been into the Poundland store and police are appealing for information  which can assist with an investigation.  At around 1820hrs on Wednesday 02 July, a man enters the store, walks over to the fridge and selects two drinks. He then walks over to the tills, and selects the one which is not staffed. The man then selects a Macmillan Cancer Research charity box, and places it inside his rucksack. He pays ... More